Modern hedonism: how to have fun and not go broke

If each of us were given a birthday goldfish Tsvetik-semitsvetik, shagreen leather or other artifacts which grants wishes, one of them, most likely, it would be financial well-being. It's hard to find someone who is satisfied with their financial situation and does not want to improve it, even if it and so can afford caviar for breakfast and butler in tails. Fun inextricably linked with consumption, and consumption as firmly welded with the money, so the question is: "How to have fun, but do not take it credit" will be relevant as long as there will be loans (ie always).

Meanwhile, if you ask to have fun, including a hedonistic associated with consumption, then nothing can stop you, even at medium and modest size of the salary. We only need to take a comprehensive approach to the issue and deal with it more tightly.

Learn basic budgeting

"How many times told the world ..." that budget planning is useful, but still not all they have attended. Many people think that if their salaries are modest, and the plan is nothing, and you can keep everything in your mind. The reality shows the opposite: the more we plan to finance even with limited financial possibilities, the more we have left money to operate them free. That careful planning can save, spend less, make a bargain and enjoy their own organization.

By the way, select "fun" is quite possible to be included in the ongoing budget plan. Think of it as a contribution to health: how mental and physical.

Scan the information field

Make financial goals daily routines like checking email, reading news, and brushing teeth. Track prices, limited supply of new stores. Learn to work with the information and develop critical thinking, then there is a filter praise, reading between the lines, it is worth to go to this or that place. Ask friends about their successful campaigns in places of entertainment and shopping. They will even tell you nice, and you will gather valuable information that will help you save a couple of thousand rubles and the evening of the day.

Who owns the information, that owns the world, with all its amusements, pleasures and things. You will be able to repay the information space of its own review, fair and impartial, which may also be someone useful.

Do not be afraid to try new

Well, when you get month after month, the same product is being sure of its quality. You can just go to the same movie theater or a boutique. Everything suits me? Wonderful! But why sometimes fail to expand their own horizons and try something new that you are already going well? The experience can be negative, then you just react to it as an adventure. And if it is positive, then your life will be a little nicer.

Especially important this factor is not in terms of changing the brand or store goods, and fundamentally new things that you are a little afraid of trying. For example, gadgets that help you save time and effort. New or experimental theater, which you do not dare to spend treasured egg capsules. Be open to the world, and he will answer you with good.

Buy expensive items

The universe is full of paradoxes. When you buy expensive and quality things, you spend a lot of money, but they often serve longer than cheap consumer goods. This is especially true of those things that you use regularly. Why save on household items, clothing, and electronics? Every day you'll wear a gown at home and would be much nicer if it would be made from delicate silk, not prickly polyester. And the savings will be minimal, if not impossible.

Especially noticeable difference in quality to those subjects who are constantly experiencing load. For example, shoes or headphones. They are worth every penny you invest in quality.

Be a social person

Practice shows that pleasure is always more intense, if you have with whom to share it. Therefore communicate more go to different places with friends and the second half. By the way, it will have more and cheaper due to all kinds of actions, proposals and a division of finance.

Your friends at the same time will be able to tell you the places for bargains and exciting break away, especially if your tastes match.

Translate impulsive purchases in calculating

If you do sometimes impulsive purchases for their own pleasure, and then repent because of the financial expenses, that is a great way to avoid it. Once you see the thing that you want to buy immediately, or set it primette place and quietly go to a nearby coffee shop. Sit there with a cup of coffee or hot chocolate, scroll our RSS feed and think carefully whether you will get pleasure from the fact that the gain is now the thing - because you can go back at any time. Impulse subsides, and there will be only naked emotion. If you still will want to make a purchase, then so be it - so the pleasure is worth the money and there is no need to be ashamed of spending on themselves.

If you raskhotite, then just pay off for coffee and continue to walk.

Look for freebies

The most obvious advice, which we still can not keep silent - this is "Seek pleasure that will not cost you a dime." Their great variety - from free hobbies and walks to the admiring little things and socializing with friends. Make a list of all the things that you like to do, see and hear. If your pocket to wage ever hang mouse, refer to this list and does not think about anything bad.