3 modern way to earn more money

On a par with the lessons of sex education, I have introduced in schools the lessons of financial literacy. My grandmother preferred to put money under the mattress, my mom tries to spend all before the ruble begins its rapid decline. Our generation has little notion of what taxes are paid our salaries, and to hear the talk about pensions, we smile nervously. And even if you're going to save money on the trip of your dreams, probably just start to spend less, and not looking for how to earn more. But what can you do to get an amount greater than your monthly salary?

1. procuring Bitcoins

Start talking about investment costs with the noisiest threads the last few years - cryptocurrency. in itself risky, but if it is reasonably treat investments - you can win a lot. Bitcoin, ether, and laytkoiny buzkoiny - all digital money that is stored distribution on all computers in a common circuit. They can not be forged or stolen - all the information that the money transferred from one purse to another, is public.

Until two years ago it was possible to buy equipment for mining - cryptocurrency production. A couple of powerful computers running 24/7, allows us to calculate the mathematical code that can be figuratively called "bill number", which means to receive the currency at their own expense. But the sharp growth of the market, as well as an increase in the number of earners, the return of this process was reduced. Who am Main benefit only the powerful Chinese plant, built on the basis of power and casual users should think about buying from brokers.

Buy cryptocurrency can be anonymous, not even involving in this process the bank. Bitcoin payments take longer in many countries of the world have the opportunity to pay for their plane tickets, buy equipment, and even the sacrifice of voluntary organizations. The country gradually legalize such operations, but in Russia to discuss legislation cryptocurrency stuck indefinitely. In fact, trade Bitcoin is not prohibited, but the central bank warns against their use.

To buy Bitcoins or any other cryptocurrency, you will need to use Internet exchangers or exchanges, for example, Bestchange or Exmo. Typically, these resources are assigned a small fee, and there is no guarantee security of transactions. Before making a purchase and verify customer reviews Spend some time trying to trace the course of changes and markups site.

When you are aware of a few months, so that the course has grown that covers your losses Commission, transfers and other losses - you can withdraw the money back into rubles.

Since the market is still very new, and is not regulated by anyone - not worth risking large sums. Start with this, you do not mind losing, and only when the will to understand the whole scheme, you can proceed to large amounts.

Unfortunately, the monitor rate changes will have for a long time, regularly checking with tables and graphs. To alleviate the situation can install specific applications to the phone, or subscribe to updates of relevant sites.

2 acquires securities

Immediately it should be clarified, stock exchanges and Forex do not have anything in common. At the stock exchange you are in control of their own situation, with Forex everything becomes like an online casino or a lottery with a small chance of winning.

Gains on securities are difficult to predict due to the constantly changing market conditions. Yesterday you have invested in the "Rusal", today they have imposed sanctions, and the market value is rapidly beginning to fall to zero. To get the maximum benefit, the perfect solution would be to combine investments in high-yield companies, and the smooth, not showing rapid growth. In addition, you can earn a lot more, if you invest in a couple of months, and with the expectation of 10 years and more, because, in general, the market is always growing and restored even after a serious crisis. In order to finally make a decision on what to invest - Read about how the financial instruments. A clear understanding of the differences between the shares of the bonds will help to calculate quickly how much you can buy on the stock exchange and the approximate amount of profits that you will receive.

All major financial exchanges offer free demo accounts that do not require any documents. You will receive a virtual account and try to play with the purchase and sale of shares, to gain confidence before the start of trading. Real purchase you can start with five thousand rubles - and I would personally recommend not to invest large sums of money, while you will not understand in the basic rules.

3. Come on ETFs

If you invest just a few companies, it is likely that you will spend a lot of time trying to control the situation around them. In addition, some companies do not sell their shares at one, and the minimum cost of the package can be hundreds of thousands of rubles.

To save your own time you can invest in shares of the fund, which is a set of securities. In Russia, there is a list of the RTS, often referred to as the index, and it includes 50 of the largest Russian companies. The index shows the state of the market as a whole, and if it is reduced - therefore, all of the shares of top companies are falling in price.

According to this index, you can navigate, whether to buy shares on the market at all costs, and to decide in which companies they should take. Of course, it is better to select securities from the list of 50 best and most liquid companies, but buying them separately is difficult, time consuming and expensive. If you acquire securities entire index, you get a share in each company from the list and your profit will match the growth of the overall index. Not necessarily to buy shares is the Russian index fund, you can use any from the famous "Dow Jones" index to the shares of European start-ups. In some situations, the purchase of a set of shares is cheaper than buying a company's bonds, so you can also use this method if you do not have much money to spend.

To invest in index funds, you can create an account in investment funds, such as FINEX or Finam, with which you can buy shares of the world funds. When registering you will be offered to specify the initial contribution, the desired profit and help to calculate the future strategy for several years.

Be careful with the choice of a particular way - excessive emotionality hurting earnings. If you worry too much about the depreciation, you can sell all right in front of the rebound and not only lose income, but also suffer losses. Distribute all finances to different sources in the event of loss of one portfolio - others continued to work on your wallet.