10 curious insurance cases
• 10 curious insurance cases
Most people buy insurance from any clear and obvious things. Eg insurance in case of accidents or ill-health. Someone insure their lives and the lives of children, or, for example, a house on fire. And if the event occurred - people go to the insurance company for payment.
would all seem simple and obvious, but sometimes the insurance companies have to deal with really complex and very unusual situations.
Paula Catelli from Italy to insure your expensive wedding dress handmade in case it is stolen. At the wedding, she was so absorbed that too close to the grills for the barbecue. The dress instantly broke out, but resourceful and brave groom picked up the bride and jumped to her off a cliff into the sea. The dress was hopelessly flawed and although such an insured event in the contract was not, the insurance company still paid 50% of the cost of the dress.
The lawyer from North Carolina bought a box of expensive cigars and insured them literally everything. Once cigars have been smoked, the lawyer claimed damages, citing the fact that cigars were affected by the fire. Insurers have refused to pay, but the lawyer won the case, being able to prove that this insurance case is not contrary to the contract and received $ 15,000. However, the insurance company's lawyers challenged the court's decision on the grounds that the customer intentionally destroyed insured property. For fraud lawyer I received 2 years in prison and paid a $ 24,000 fine.
Buying iPhone, farmer Ivor Bennett from the UK immediately insured the purchase. After some time, the smartphone has stopped working, and the farmer asked the insurers. It was found that Bennet iPhonom used as a flashlight when taking delivery of the cow and in the process smartphone even managed to get inside the animal. Insurance company will reimburse the farmer the full cost of the phone, did not find the reasons for the refusal.
A resident of the United States addressed to the insurers a statement in which he said that from a closed garage stole a boat length of 30 feet. However, the length of the garage was only 24 feet and 30-foot boat just could not fit there. The fraudster received a year suspended sentence and a fine.
A couple traveling in the jungles of Malaysia, has decided to retire to the tent. Clothes which they left on the outside, then stole a monkey. The insurance company, apparently, long laugh, but the damage is fully compensated.
Ben Kotller Indiana hurry to get home for Christmas dinner. Suddenly, a huge tree, Ben flew right into the windshield. It turned out that the tree someone was carrying on top of the car, and at the turn she just fell. In the end, Ben bought a new windshield for the insurance, and a Christmas tree with pleasure left me: the culprit accident and could not find.
Theater comedy troupe itself insured in case someone from the audience during the performance suddenly die of laughter.
The first car was insured in 1901. While the cars were still quite a new form of transport, so no special policies or security conditions did not exist. Owner of the car was released regular maritime policy, on the grounds that the car - it is a ship that carries traffic on land.
Management of cottage settlement requested to insure the local landmark - the oak tree older than 120 years. The tree was estimated at 200 thousand rubles, and insured against fire, lightning, unlawful acts of third parties, and collision of vehicles.
among tourists in Antalya, a woman is not quite a vacation a success. In a statement to insurers, she wrote the following: "I ask you to compensate me moral damage caused by replacing 3 * hotel with half board at the 4 * - All Inclusive. As a result, I put on weight this holiday husband left to indecency and me. " Was compensated - is unknown.